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Isn’t It Time Your Cut Up Those Extra Cards?

If you are trying to control your credit card spending, one strategy is to cut up your extra credit cards. But don’t close those accounts just yet. If you cancel them, it can affect your credit card rating. When you close an account, it reduces your available credit line, making your credit utilization to debt ratio higher. If you do choose to close extra accounts, do this slowly, about one every six months.

It’s not unfair for us to say that life will never be better than when you’re living at Villas at Sundance Apartment Homes in New Braunfels, Texas! To further improve your day-to-day routine, we bring you these lifestyle-enhancing tips that will help you revamp your lifestyle in a variety of ways.

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